Accounts connected. Returns computed right. Know what's actually working. A companion for the wealth you're building — all on your machine.
Clarity on where you stand, proof of what's working, and the moves worth making next — all from one private workspace.
Ask Scout why returns moved, what's worth harvesting, where you're overexposed — it reads your whole portfolio and answers in plain language.
Learn more ↓One clean data layer serves your full financial picture to any AI — Claude, ChatGPT, Cursor — over built-in MCP. Full context, zero copy-pasting.
Learn more ↓Net worth, allocation, returns, and alerts across every account and asset — the health of everything you own, in one live picture.
Learn more ↓Benchmark yourself against any index, then plan taxes from the same lots — harvest losses and time long-term gains before you sell.
Learn more ↓Spreadsheets break quietly. Tracker apps shrink your story. You patch the gaps, double-check the math, and still aren't sure.
Copy prices from another tab, log into your broker, calculate dividends by hand — stale the moment you stop typing.
✓Live prices; dividends and splits fill themselves in.
XIRR formulas break on splits, dividends, and currency. One typo, and your returns lie to you for months.
✓Money-weighted XIRR done right, across every asset and currency.
Trackers force each asset into one category; spreadsheets force duplicate tabs for every question.
✓Unlimited views with allocation splits — one asset, many lenses.
Most apps only show data from the day you linked your accounts. Your last decade? Gone.
✓Vantid rebuilds your history from your actual buy dates.
Cloud-only means if the company shuts down (Mint, anyone?), your history goes with it.
✓Local-first and encrypted — you keep everything, always.
Copy-pasted exports and sidebar chats with no live access — the context is always incomplete.
✓Built-in AI with your whole portfolio, plus Claude and ChatGPT over MCP.
Link your brokerages, banks, and cards — holdings, cost basis, dividends, and years of price history import automatically and stay in sync. Robinhood, Fidelity, Schwab, Vanguard, Interactive Brokers, E*TRADE, Zerodha, and many more.
Deep import, not just balances - Holdings arrive with cost basis, buy dates, dividends, and splits, so returns and tax lots are right from the first sync.
See how your decisions have fared - Vantid rebuilds your full investing record from your actual purchase dates, so every position shows how it has behaved since the day you bought it.
Or skip the connection entirely - Add holdings by hand, import a CSV, or snap a screenshot of a statement. Either way your data stays on your machine.
Create unlimited views to organize your assets by any dimension - geography, tax status, risk level, time horizon, or anything you dream up. Each view has sheets, sections, and per-item allocation splits.
Allocation splits - Assign 60% of an asset to one sheet, 40% to another. Same asset, multiple lenses, zero duplication.
AI-generated views - Describe what you want in plain English. "Organize by geography and risk level." Vantid builds the view.
Goals per sheet - Set target values, currencies, and IRR goals for each sheet. Track progress with visual dashboards.
A health read built from your real holdings — how concentrated you are in your biggest names, how diversified across asset classes, your cash buffer, and how you'd hold up if markets fall. Plain-language verdicts and the one move that helps most.
Concentration in your core positions - Your biggest holdings and what share of net worth each one is, so you see exactly which names have grown too big to ignore.
If markets fall - Stress-test your portfolio against past crashes and see the hardest-hit holdings before it happens, not after.
Liquidity & diversification - How much you could raise in a hurry, whether your cash sits in one account, and how spread out you really are across asset classes.
Built-in AI that sees your whole financial picture — ask why returns moved, what's worth harvesting, where you're overexposed. Answers grounded in your actual numbers, and it works with Claude and ChatGPT too.
Conversational queries - "What's my best performing asset this year?" "Show me all assets with negative returns." Natural language, real answers.
Screenshot import - Take a photo of your brokerage statement. AI extracts your holdings, matches tickers, and imports them automatically.
Bring your own AI - Connect Claude or ChatGPT to your portfolio over MCP and ask questions from the tools you already use. Full context, no copy-pasting.
Coast FIRE to Fat FIRE, five financial-independence milestones, computed from your real portfolio in today's dollars. Adjust your safe withdrawal rate, factor in withdrawal tax, and see the exact lever that gets you there faster.
Today's-dollar targets - Numbers stay comparable to your current net worth. No inflated future amounts that lose meaning.
SWR-aware - Slide your safe withdrawal rate (4%, 3.5%, 3%) and every target updates. Model withdrawal tax for accurate gross-up.
Real levers, not vague advice - See exactly how many years extra monthly investing or trimmed spending would shave off your timeline.
A tax workspace built from your actual lots, not a generic calculator. See exactly where you can harvest losses, which holdings are days from long-term treatment, and what it all saves at your bracket, priced for where you actually live.
Tax-loss harvesting - Vantid surfaces every lot sitting at a loss and the exact dollars you'd save by realizing it, so you never leave a write-off on the table.
Long-term timing - See which lots are days away from crossing into long-term rates, so you don't sell a week too early and pay short-term tax for nothing.
Residence-aware, worldwide - Capital-gains rates, filing status, and foreign-dividend withholding with FTC credit, modeled for the US, India, UK, and more, not just one country.
No cloud lock-in. No data harvesting. Connect your brokerages for auto-sync if you want, or skip it. Either way, Vantid runs natively on your machine and sync only ever holds encrypted ciphertext.
Your portfolio lives on your machine, never our servers — backups are encrypted before they ever leave your device.
29 currencies with automatic conversion — cost basis stays in the original, you view everything in yours.
Not a website pretending to be an app — built with Tauri for fast startup and real native performance, with secrets locked down on-device.
End-to-end encrypted sync across your devices — the server only ever sees ciphertext.
Your portfolio as first-class context for any AI assistant, via Model Context Protocol.
SIPs, interest accruals, and recurring expenses post themselves — set once, always current.
Live prices plus years of end-of-day history — stocks, ETFs, funds, crypto, metals. Splits and dividends auto-applied.
Anomaly detectors catch suspected splits, duplicate holdings, and broker glitches before they distort your returns.
Your data is a local database plus a full export — leave anytime and take everything with you.
Connect your accounts or let AI import them. Vantid does the rest.
Link your brokerages and banks, or use intelligent AI imports for everything else. Holdings arrive with cost basis, dividends, and history — clean from day one.
Slice your portfolio any way you think about it — tax, geography, risk — or describe what you want and let AI build the view.
Watch your net worth evolve with live prices, benchmark against indices, and see exactly how far you are from financial independence.
Spreadsheets break. Budgeting apps watch your spending. Most wealth trackers show today. Vantid gives you the whole story.
| Vantid | Spreadsheets | Budgeting Apps | Wealth Trackers | |
|---|---|---|---|---|
| Custom portfolio views | Manual tabs | — | Fixed taxonomy | |
| XIRR returns | Fragile formulas | — | Partial | |
| Full price history | — | Limited | From connection | |
| Benchmark comparison | — | — | Partial | |
| Built-in AI assistant | Limited | Limited | Limited | |
| MCP / AI tool integration | — | — | — | |
| Local-first data | Cloud-hosted | Cloud-hosted | Cloud-hosted | |
| Multi-currency native | Manual conversion | Limited | Partial | |
| FIFO lot tracking | — | — | Partial | |
| Auto-sync without giving up your data | — | Cloud-bound | Cloud-bound | |
| FIRE / financial-independence milestones | Manual | — | Partial |
No ads. No data selling. We charge a subscription so we can focus entirely on building the best wealth tracker for you.
When the beta ends, we'll introduce a small subscription to keep improving the product. We want Vantid to be accessible to anyone serious about tracking their wealth, not just people who can stomach $250/year for a finance app. A price you'll forget about, for a tool you'll use for years.
A companion for the wealth you're building. Vantid is currently in beta — sign up for early access and receive your invite through TestFlight.