All your money in one place — every account, every investment, every loan. See how it's done since the day you started, not the day you signed up. Ask anything in your own words. Lives on your laptop, not on our servers.
Spreadsheets break quietly — a formula that misses a split or dividend hands you the wrong number for months. Tracker apps shrink your story — they lump every asset into one rigid category and start your history at sign-up. You patch the gaps, double-check the math, and still aren't sure.
Manual everything. Copy prices from another tab. Log into your broker for today's number. Calculate dividends by hand. The numbers are stale the moment you stop typing.
Fragile math. XIRR formulas break on splits, dividends, and currency. One typo, and your returns lie to you for months.
One question, three sheets. Want to see your portfolio by tax status, by geography, and by risk? That's three duplicates — and three places to update when anything changes.
AI can't see it. To use AI with a spreadsheet, you export, copy-paste, or link files manually. The context is always incomplete.
Live prices. Prices update on their own — stocks, ETFs, crypto, precious metals, mutual funds. Dividends and splits auto-fill.
Math that holds up. Money-weighted XIRR across every asset, every currency, every transaction. Benchmark against S&P 500 or Nifty 50.
One portfolio, infinite views. Slice the same assets by tax, geography, risk, or any dimension you invent — with allocation splits, so a single asset can live in multiple lenses.
AI with full context. Built-in chat that sees your whole portfolio, plus MCP integration with Claude Desktop, Cursor, or your own tools.
Rigid taxonomy. Each asset belongs to one category. Want to see it by tax and by geography? Pick one.
History starts at sign-up. Most apps only show data from when you linked your accounts. Your last decade? Gone.
Your data on someone else's server. Cloud-only. If the company shuts down (Mint, anyone?), you lose your history. If they pivot, you can't take it with you.
AI bolted on. The sidebar chat only sees what you paste in — no live access to your transactions, cost basis, or current prices.
Allocation splits. Assign 60% of an asset to one view, 40% to another. The same asset lives in tax, geography, and risk — without duplicating a thing.
Full history from day one. Tell Vantid when you first bought, and it backfills market prices and returns from that date forward (where data exists) — not just from when you signed up.
Local-first, always yours. Portfolio lives on your machine. Optional encrypted sync via Google Drive. If Vantid shuts down tomorrow, you keep everything.
AI-native, not bolted on. MCP makes your portfolio first-class data for any AI assistant. Full context, not a copy-paste.
Create unlimited views to organize your assets by any dimension - geography, tax status, risk level, time horizon, or anything you dream up. Each view has sheets, sections, and per-item allocation splits.
Allocation splits - Assign 60% of an asset to one sheet, 40% to another. Same asset, multiple lenses, zero duplication.
AI-generated views - Describe what you want in plain English. "Organize by geography and risk level." Vantid builds the view.
Goals per sheet - Set target values, currencies, and IRR goals for each sheet. Track progress with visual dashboards.
Money-weighted returns (XIRR) for every asset and your entire portfolio. Benchmark against S&P 500, Nifty 50, or any major index. Automatic historical price backfill so you can see the full picture from day one.
FIFO lot tracking - Automatic cost basis tracking with stock split detection, long/short-term holding classification.
Benchmark comparison - See if you're actually beating the market, or just keeping up. Compare against major indices across currencies.
Historical backfill - Import years of price history automatically for stocks, ETFs, and mutual funds. No manual data entry.
Built-in AI that understands your entire financial picture. Ask questions in plain English, import data from screenshots, and get answers grounded in your actual numbers.
Conversational queries - "What's my best performing asset this year?" "Show me all assets with negative returns." Natural language, real answers.
Screenshot import - Take a photo of your brokerage statement. AI extracts your holdings, matches tickers, and imports them automatically.
MCP integration - Expose your portfolio to any AI assistant via Model Context Protocol. Ask Claude Desktop or Cursor about your finances without copy-pasting.
Coast FIRE to Fat FIRE — five financial-independence milestones, computed from your real portfolio in today's dollars. Adjust your safe withdrawal rate, factor in withdrawal tax, and see the exact lever that gets you there faster.
Today's-dollar targets - Numbers stay comparable to your current net worth. No inflated future amounts that lose meaning.
SWR-aware - Slide your safe withdrawal rate (4%, 3.5%, 3%) and every target updates. Model withdrawal tax for accurate gross-up.
Real levers, not vague advice - See exactly how many years extra monthly investing or trimmed spending would shave off your timeline.
No cloud lock-in. No data harvesting. Connect your brokerages for auto-sync if you want — or skip it. Either way, Vantid runs natively on your machine and sync only ever holds encrypted ciphertext.
Your portfolio data lives on your machine, never on our servers. Backups to Google Drive are encrypted end-to-end before they ever leave your device. Nobody, not even us, can read your backups.
29 currencies with automatic exchange rate conversion. Track cost basis in the original currency, view everything in your preferred one. Perfect for global portfolios spanning US, India, Europe, and beyond.
Not a website pretending to be an app. Built with Tauri for genuine native performance. Fast startup, OS-level security, and system keychain integration. Market data flows through secure APIs while your portfolio stays on your machine.
Sync across devices through an encrypted proxy server. Your data is encrypted end-to-end before it ever leaves your machine. The server only sees ciphertext. Restore on any device with a single click.
Expose your portfolio data to any AI assistant via Model Context Protocol. Ask Claude Desktop or Cursor about your finances without copy-pasting. Your wealth data becomes a first-class tool for any AI workflow.
Automate recurring SIPs, withdrawals, interest accruals, and expense tracking. Set it once, and Vantid keeps your portfolio up to date without manual entries every month.
Connect your brokerages for auto-sync, drop in a CSV, or add holdings by hand. Whatever's easiest.
Link Interactive Brokers, E*TRADE, or Zerodha Kite for automatic sync — or add holdings manually, import a CSV, snap a screenshot of your statement, or pipe data through MCP from any AI assistant. Stocks, real estate, crypto, bonds, cash, vehicles, precious metals.
Create views to slice your portfolio any way you think about it. Tax planning, geographic diversification, risk assessment, or let AI generate the structure for you.
Watch your net worth evolve with live prices and historical tracking. Benchmark against indices, analyze returns with XIRR, and ask AI about any aspect of your portfolio.
Spreadsheets break. Budgeting apps watch your spending. Most wealth trackers show today. Vantid gives you the whole story.
| Vantid | Spreadsheets | Budgeting Apps | Wealth Trackers | |
|---|---|---|---|---|
| Custom portfolio views | Manual tabs | — | Fixed taxonomy | |
| XIRR returns | Fragile formulas | — | Partial | |
| Full price history | — | Limited | From connection | |
| Benchmark comparison | — | — | Partial | |
| Built-in AI assistant | Limited | Limited | Limited | |
| MCP / AI tool integration | — | — | — | |
| Local-first data | Cloud-hosted | Cloud-hosted | Cloud-hosted | |
| Multi-currency native | Manual conversion | Limited | Partial | |
| FIFO lot tracking | — | — | Partial | |
| Auto-sync without giving up your data | — | Cloud-bound | Cloud-bound | |
| FIRE / financial-independence milestones | Manual | — | Partial |
My portfolio spreadsheet had gotten out of hand - separate tabs for tax planning, geographic breakdown, retirement tracking. The Views feature replaced all of that. I set up one view by tax treatment, another by geography, and my assets just show up in both without me copying anything.
I have investments in both India and the US, and I could never figure out my actual returns in spreadsheets because the currency math was always wrong. With Vantid I just toggle between INR and USD and the XIRR numbers actually make sense. Small thing but it drove me crazy for years.
Connected the MCP server to Claude and asked it to help me think through rebalancing before tax season. It pulled my actual holdings, showed me which lots had long-term gains, and walked me through the tradeoffs. Way more useful than pasting a CSV into ChatGPT and hoping it understands the columns.
Most finance apps only care about stocks. I have rental properties, a mortgage, and a vehicle loan alongside my brokerage accounts. Vantid tracks equity across all of them - I can finally see my true net worth including real estate equity minus the mortgage, not just the property value. Still waiting for Windows support, but worth it on Mac alone.
No ads. No data selling. We charge a subscription so we can focus entirely on building the best wealth tracker for you.
When the beta ends, we'll introduce a small subscription to keep improving the product. We want Vantid to be accessible to anyone serious about tracking their wealth, not just people who can stomach $250/year for a finance app. A price you'll forget about, for a tool you'll use for years.
Vantid is currently in beta. Sign up for early access and receive your invite through TestFlight.